Tag archive for "Personal Finance"

Business

Is it better to use cash or credit?

34 Comments 01 October 2010

I’ve often pondered is it better for me to use cash or credit in my day-to-day life.   My dad has always used cash or check.  My mom loves to swipe the card.  Many share my parents views on these, but it is hard to determine which is better. Carrying cash makes you a target [...]

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Food For Thought

What to do with your lottery winnings?

18 Comments 05 July 2010

Situation Monday Week after week you see people winning the lottery and becoming recipients of millions of dollars to take them from the bottom to the top of the wealth chain.  All you can think of is what if you happened to pick those lucky numbers?  The Powerball has reached the 300 million mark and [...]

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Lifestyle

Where is My Money?

15 Comments 14 June 2010

Situation Monday Hard times fall on the best of us.  An unexpected bill or major life event can significantly change a person’s financial situation overnight. Banks are legendary for tightening up funds when people need them the most.  When that occurs people turn to family and friends to financial assistance. Imagine this…a friend of yours [...]

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Business

Do you truly understand the stock market?

8 Comments 10 June 2010

The stock market is a non-tangible network of trading of company stock at agreed upon prices.  Maybe you are familiar with the NYSE (New York Stock Exchange) which is where the feet hit the pavement.  51 million investors trading 400 million shares a day, and bouncing around approximately 10 billion dollars. Stock in its simplest [...]

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Lifestyle

Is Credit Card Debt easy to avoid?

9 Comments 29 May 2010

This guest post is brought to you by The Digerati Life. Are you searching for easy techniques to eliminate your credit card debt? Let’s focus on a few basic strategies. If your debt starts getting out of control and you’re having a hard time keeping up with your payments, it can be quite a source [...]

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Business

Why does money give people power?

9 Comments 12 May 2010

A good friend of mine is a VP at a well known Fortune 500 company.  He drives top of the line cars, shops at nothing less than the upscale shops, eats out most of the week and is guaranteed to be somewhere other than his 3 homes on the weekend.  We’ve never discussed salaries but [...]

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Lifestyle

Who handles the household finances?

12 Comments 05 May 2010

One of the most important functions/pieces to a relationship is financial stability.  Finances have driven couples apart and caused several divorces.  Yes, love conquers all, but love doesn’t pay the rent or mortgage. Couples have to be able to openly discuss the finances. Couples need to agree to financial terms that work for both couples.  [...]

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Business, Ethics

Predatory Lenders vs Borrowers

5 Comments 12 September 2009

If you want to start a fire walk into a room and ask this question: Who is to blame for the mortgage crisis: lenders or borrowers? I’ve witnessed (and contributed to) several heated debates on this topic.  I’m interested in what the world thinks.  The fact that home ownership has been persuasively marketed as “The [...]

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Business

What People Do For Money

13 Comments 20 August 2009

Talon Curtis was walking from the Post Office and found a check on the ground that read $357,959.55 in bold letters.  She immediately thought it was a gimmick.  However, she noticed it was a real check with a real signature.  Curtis contacted the local news company and the issuing bank.  She returned the check to [...]

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