Today’s post is a guest article from Heather Reynolds. Heather is a pet lover and internet journalist at Trupanion. Feel free to contact her with any questions related to cat and dog insurance at heather.reynolds@trupanion.com.

While no one wants to imagine the unthinkable happening to a pet, the fact is that one in two pets will face a major healthcare crisis during its lifetime. These incidents can be emotionally and financially draining. When the cost of quality medical care becomes more than a family can afford, pet owners are forced to incur burdensome debt or even make the heart-breaking decision to euthanize. Pet insurance can prevent that from happening.

The easiest way to explain how pet insurance can help is to look at real-life examples. Here are a few examples of claims pet insurance company Trupanion has seen over the years. These claims reflect injuries or illnesses that any dog or cat is susceptible to developing.

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In all of these examples, the pet owners approved advanced veterinary care quickly and without worry of the high cost.

Just as with human health insurance, pet insurance is only financially beneficial if the pet becomes seriously ill or injured. But also like human health insurance, it’s impossible to predict if you will need pet insurance, and therefore is beneficial to have in place ‘just in case’.

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