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	<title>Comments on: Is Credit Card Debt easy to avoid?</title>
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	<link>http://www.surveymagnet.com/2010/05/is-credit-card-debt-easy-to-avoid/</link>
	<description>Sharing Smart Minds</description>
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		<title>By: Cindy</title>
		<link>http://www.surveymagnet.com/2010/05/is-credit-card-debt-easy-to-avoid/comment-page-1/#comment-3866</link>
		<dc:creator>Cindy</dc:creator>
		<pubDate>Mon, 07 Jun 2010 11:04:54 +0000</pubDate>
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		<description>&lt;strong&gt;Tamika&lt;/strong&gt;: This is a great article but avoiding debt is much harder than this.When you have kids and a family and they need to eat, or need clothing, or someone goes to the hospital or doctor, then a credit card bill in the thousands is not hard to attain.

True indeed.  This all sounds good until you lose your job. :-(</description>
		<content:encoded><![CDATA[<p><strong>Tamika</strong>: This is a great article but avoiding debt is much harder than this.When you have kids and a family and they need to eat, or need clothing, or someone goes to the hospital or doctor, then a credit card bill in the thousands is not hard to attain.</p>
<p>True indeed.  This all sounds good until you lose your job. <img src='http://www.surveymagnet.com/wp-includes/images/smilies/icon_sad.gif' alt=':-(' class='wp-smiley' /> </p>
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		<title>By: Tamika</title>
		<link>http://www.surveymagnet.com/2010/05/is-credit-card-debt-easy-to-avoid/comment-page-1/#comment-3861</link>
		<dc:creator>Tamika</dc:creator>
		<pubDate>Sun, 06 Jun 2010 23:10:09 +0000</pubDate>
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		<description>This is a great article but avoiding debt is much harder than this.  When you have kids and a family and they need to eat, or need clothing, or someone goes to the hospital or doctor, then a credit card bill in the thousands is not hard to attain. </description>
		<content:encoded><![CDATA[<p>This is a great article but avoiding debt is much harder than this.  When you have kids and a family and they need to eat, or need clothing, or someone goes to the hospital or doctor, then a credit card bill in the thousands is not hard to attain.</p>
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		<title>By: Amy</title>
		<link>http://www.surveymagnet.com/2010/05/is-credit-card-debt-easy-to-avoid/comment-page-1/#comment-3831</link>
		<dc:creator>Amy</dc:creator>
		<pubDate>Thu, 03 Jun 2010 21:31:00 +0000</pubDate>
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		<description>[...] Survey Magnet: Useful Credit Card Tips to Help You Live Debt Free [...] </description>
		<content:encoded><![CDATA[<p>[...] Survey Magnet: Useful Credit Card Tips to Help You Live Debt Free [...]</p>
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	<item>
		<title>By: Emily</title>
		<link>http://www.surveymagnet.com/2010/05/is-credit-card-debt-easy-to-avoid/comment-page-1/#comment-3830</link>
		<dc:creator>Emily</dc:creator>
		<pubDate>Thu, 03 Jun 2010 14:20:00 +0000</pubDate>
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		<description>Additionally, people should budget first.  Lack of a budget causes people to overspend which leads to credit card use. </description>
		<content:encoded><![CDATA[<p>Additionally, people should budget first.  Lack of a budget causes people to overspend which leads to credit card use.</p>
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		<title>By: Time To Short The Stock Market? INO.com Video &#171; Finance Blog</title>
		<link>http://www.surveymagnet.com/2010/05/is-credit-card-debt-easy-to-avoid/comment-page-1/#comment-3826</link>
		<dc:creator>Time To Short The Stock Market? INO.com Video &#171; Finance Blog</dc:creator>
		<pubDate>Thu, 03 Jun 2010 09:58:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.surveymagnet.com/?p=2769#comment-3826</guid>
		<description>[...] Survey Magnet: Useful Credit Card Tips to Help You Live Debt Free [...]</description>
		<content:encoded><![CDATA[<p>[...] Survey Magnet: Useful Credit Card Tips to Help You Live Debt Free [...]</p>
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		<title>By: Time To Short The Stock Market? INO.com Video</title>
		<link>http://www.surveymagnet.com/2010/05/is-credit-card-debt-easy-to-avoid/comment-page-1/#comment-3825</link>
		<dc:creator>Time To Short The Stock Market? INO.com Video</dc:creator>
		<pubDate>Thu, 03 Jun 2010 06:24:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.surveymagnet.com/?p=2769#comment-3825</guid>
		<description>[...] Survey Magnet: Useful Credit Card Tips to Help You Live Debt Free [...]</description>
		<content:encoded><![CDATA[<p>[...] Survey Magnet: Useful Credit Card Tips to Help You Live Debt Free [...]</p>
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		<title>By: Derrick</title>
		<link>http://www.surveymagnet.com/2010/05/is-credit-card-debt-easy-to-avoid/comment-page-1/#comment-3824</link>
		<dc:creator>Derrick</dc:creator>
		<pubDate>Wed, 02 Jun 2010 22:28:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.surveymagnet.com/?p=2769#comment-3824</guid>
		<description>&lt;strong&gt;Emcee&lt;/strong&gt;: Taking out a HELOC is moving debt, while you may be out of credit card debt but you are creating a higher mortgage payment&#8230;It&#8217;d be bad if you lost your house b/c of some credit card debt.
 

And that&#039;s how a lot of people lost their homes in the last meltdown.</description>
		<content:encoded><![CDATA[<p><strong>Emcee</strong>: Taking out a HELOC is moving debt, while you may be out of credit card debt but you are creating a higher mortgage payment&hellip;It&rsquo;d be bad if you lost your house b/c of some credit card debt.</p>
<p>And that&#039;s how a lot of people lost their homes in the last meltdown.</p>
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		<title>By: Emcee</title>
		<link>http://www.surveymagnet.com/2010/05/is-credit-card-debt-easy-to-avoid/comment-page-1/#comment-3823</link>
		<dc:creator>Emcee</dc:creator>
		<pubDate>Wed, 02 Jun 2010 18:19:49 +0000</pubDate>
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		<description>Taking out a HELOC is moving debt, while you may be out of credit card debt but you are creating a higher mortgage payment... 
 
It&#039;d be bad if you lost your house b/c of some credit card debt. </description>
		<content:encoded><![CDATA[<p>Taking out a HELOC is moving debt, while you may be out of credit card debt but you are creating a higher mortgage payment&#8230;</p>
<p>It&#039;d be bad if you lost your house b/c of some credit card debt.</p>
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	<item>
		<title>By: Derrick</title>
		<link>http://www.surveymagnet.com/2010/05/is-credit-card-debt-easy-to-avoid/comment-page-1/#comment-3768</link>
		<dc:creator>Derrick</dc:creator>
		<pubDate>Sun, 30 May 2010 17:42:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.surveymagnet.com/?p=2769#comment-3768</guid>
		<description>Additionally, people should budget first.  Lack of a budget causes people to overspend which leads to credit card use.</description>
		<content:encoded><![CDATA[<p>Additionally, people should budget first.  Lack of a budget causes people to overspend which leads to credit card use.</p>
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