Regardless of what you say, your vehicle has been through its trials and tribulations.
I’ve been attacked by:
- Large birds
- Old Ladies
- Someone’s 2 year old who was determined to open the door by himself
- Night crazed deer
- Some guy in a BellSouth van
The insurance company and car dealers would love for you to report all of these things so they can squeeze you for every dime, or offer you less when you go to trade your vehicle in. But if it is MY vehicle, why do I have to tell you every little thing? The doctor doesn’t ask me if I’ve gotten paper cuts between visits or if I stumped my big toe. So why are insurance companies so fixed on my car’s health and history?
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If they dont need to pay for, they dont need to know about it.
If i am willing to live with it or pay for it myself, no need to volunteer the info to the insurance company.
I have insurance to pay for things I want fixed when I want them fixed. The knowledge of dings would only lead to my premiums going up.
It it is a not an “at-fault” accident, there is no reason for you to report it to your insurance company if you are paying for damages out of pocket. Here-in lies the major flaw in services like Carfax.
I didn’t know there were so many hooligans on Survey Magnet.
makes sense. so carfax is only as good as the severity of the accident that a car experienced.
Yourself included
I’m calling shenanigans.
A had a 1997 Cadillac Deville with a pristine carfax report. On the 2nd day that I had the vehicle the “service engine soon” light came on. When I asked the technician he spit out his chewing tobacco and told me to “put a picture of a loved one over it”.
From that day forth I vowed to steer clear of used cars. If you people told the truth I wouldn’t have to do that.
And if the body shop doing the repairs actually reports the work to the insurance company as “work completed”. My previous car went into the body shop twice for very minor accidents that were not my fault. Both times the at fault party’s insurance company cut me a check directly and I payed the body shop directly. Checking the carfax before I sold it and *bam* clean as a whistle.
It’s a whole cost versus benefit issue. Is the money you save on not having to shoulder the initial depreciation of a car worth having to worry about the previous owner’s habits? I say buy certified used cars, that is still under warranty, from a reputable dealership and get the best of both worlds.
First problem: You bought a Cadillac.
Second issue: it’s not my job to make sure you purchase a pristine car. If so, the car lot would give me the same value as when they went to sell it. The marginal difference is for people like you who found yourself with a CHECK ENGINE light on.
Keep it on the hush, hush…
Tsk…Tsk…I don’t think god is down for lying through omission.
I have a 09 Lexus. I hit two curbs and damaged two rims. My dog scratcted the back seat. I will never tell the insurance company. I agree with Nita keep it on the hush hush.
isn’t that a song
How did you hit two curbs?
The car lot will never give you the same value as when they go to sell. It’s called a mark up sweetie pie.
Thanks for agreeing with me. What now?