Ethics

What Insurance Companies need to know

19 Comments 11 November 2009

CarOnCar

Regardless of what you say, your vehicle has been through its trials and tribulations.

I’ve been attacked by:

  • Large birds
  • Old Ladies
  • Someone’s 2 year old who was determined to open the door by himself
  • Night crazed deer
  • Some guy in a BellSouth van

The insurance company and car dealers would love for you to report all of these things so they can squeeze you for every dime, or offer you less when you go to trade your vehicle in.  But if it is MY vehicle, why do I have to tell you every little thing?  The doctor doesn’t ask me if I’ve gotten paper cuts between visits or if I stumped my big toe.  So why are insurance companies so fixed on my car’s health and history?

Should you report every ding, scratch, and incident to the your insurance company?

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